About Tammy
I'm Tammy Mink, and I'm a licensed independent insurance agent based in Palm Harbor, Florida. I help my neighbors across Florida figure out health insurance, Medicare, life insurance, and supplemental health coverage in plain English.
I know insurance can feel overwhelming. There are a lot of options, a lot of fine print, and a lot of people trying to sell you something. My approach is different. I take the time to understand what you actually need, explain your options clearly, and let you make the decision that's right for you.
I'm an independent agent appointed with multiple insurance companies, which means I can compare options across carriers for Medicare Supplement, Medicare Advantage, Part D prescription drug plans, life insurance, supplemental health coverage, and health insurance through the Marketplace. I'm not employed by any insurance company. My job is to help you understand which coverage fits your situation, not to push a particular product or carrier.
I work with clients throughout the Tampa Bay area — Palm Harbor, Clearwater, Dunedin, Tarpon Springs, Trinity, and the rest of Pinellas and Pasco counties — and with people across Florida by phone.
If you'd like to talk about your insurance needs, I'm here to help.
How I work
- 1
Listen
I start by understanding your situation, your concerns, and what matters to you.
- 2
Explain
I walk you through your options in plain English. No jargon, no fine print tricks.
- 3
Compare
I show you the trade-offs. Every plan has them. You deserve to see them clearly.
- 4
Recommend
I tell you what I'd suggest and why. But the decision is always yours.
- 5
Follow up
I check in. If something changes, I want to make sure your coverage still fits.
Licensing
- Name: Tammy Mink
- Florida License: P169051
- Type: Licensed Life and Health Insurance Agent
- Marketplace: Registered with the Health Insurance Marketplace (HealthCare.gov)
- Medicare: AHIP-certified; appointed with multiple Medicare Advantage and Part D carriers
- Service Area: Statewide Florida
- Primary Base: Palm Harbor, Pinellas County